Crypto Debit Cards or Bitcoin Debit Card helps to create a seamless transaction experience holding earning and spending Bitcoin. It is the best choice for those looking for an easy way to expand. The large cryptocurrency exchanges issued this regular debit card in partnership with Visa. It enables customers to use cryptocurrencies to make retail purchases.
The best crypto debit cards charge some fees with benefits like cashback rewards and mobile apps. They have robust security features to protect your funds and support different cryptocurrencies, such as Bitcoin, Ethereum, and Litecoin.
In addition, crypto debit cards allow individuals to make online purchases or withdraw cash from ATMs using Bitcoin, even if the vendors don’t accept cryptocurrency. Despite exchanging Bitcoins for local currency, cardholders pre-load their debit cards with a fixed amount of cryptocurrency, which converts automatically at purchase time.
Cryptocurrency debit /credit cards are now countable as they have many banking restrictions on crypto transactions. Crypto is a way of earning, but you must wait to deposit cashback rewards immediately and redeem them later. There is a list of the best Bitcoin debit or credit cards.
Best Crypto Debit Cards / Credit Cards
The list contains the top seven crypto debit cards that allow you to use cryptocurrency when making purchases.
Coinbase | Crypto Debit Card
Coinbase is the most popular digital currency whose Coinbase card enables cardholders to spend their cryptocurrency anywhere Visa is accepted. It supports over eight cryptocurrencies, including Bitcoin and Ethereum, and requires a Coinbase account. Coinbase card provides different security features, like a mobile wallet app, two-factor identification, spending tracking, etc.
BlockCard | Crypto Debit Card
Like the Coinbase card, BlockCard lets cardholders make purchases with their cryptocurrency wherever Visa is accepted. It has a flat amount management fee without any deposit, exchange, or withdrawal fees, making it one of the best low-fee cards.
BlockCard offers some of the lowest rates_the company charges a $10 activation fee and a monthly administration fee of $5, which the company waives if the cardholder spends up to $750 monthly. Cardholders should purchase native Ternio tokens to use BlockCard, which converts into fiat money during a purchase.
The Wirex card offers rewards in WXT and supports up to 150 fiat and traditional currencies, 10+ currencies in Europe and some Asian countries, and US cardholders pay no issuance. Further, the Wirex card offers a cashback reward of 8% cashback in cryptocurrency and free standard delivery with no fees. Wirex features X-Accounts, which let users earn up to 16% interest on fiat and more than 10% on BTC & ETH.
BlockFi crypto debit card offers 1.5% cash back on every purchase in Bitcoin with a bonus, making it the best cashback choice. It features credit limits like other credit cards and helps to make purchases wherever Visa is accepted. BlockFi also offers many additional bonuses that increase to 2% after $30,000 of annual spending.
Bitpay debit card is the best choice for US residents as it supports seven significant currencies, including Bitcoin and Ethereum, without exchange fees in the United States. You can utilize the card anywhere Mastercard prepaid cards are accepted and withdraw cash from Mastercard-supported ATMs with no exchange fees. Besides, Bitpay supports Apple Pay and added new virtual card options for those who don’t want physical cards.
Crypto.com currently supports buying and spending 80+ cryptocurrencies and 20+ fiat currencies with a global reach of 10 million users. It offers seven different Visa credit cards. Cardholders must pay an amount of the company’s native CRO tokens at $0.13 costs to purchase each crypto.com.
Its most prevalent $400 Rubby Steel Card offers 1% cash back on every purchase, without ATM fees of up to $400, and a 100% rebate on an annual Spotify subscription.
Binance is the largest cryptocurrency exchange that offers a Visa debit card with 8% cash back, making it the best choice for cashback. The card supports 12 cryptocurrencies and charges no-issuance but a 0.9% transaction fee for ATM withdrawals. The Binance Visa Card holds cryptocurrency in the wallet and converts it when needed.
There are many Bitcoin debit card options, but if you are looking for a credit card that offers impressive cashback, supports many cryptocurrencies, and charges few fees, Coinbase is the overall best choice. And you can use it anywhere Visa is accepted, making it the most versatile and flexible card.